What should a victim do if approached with a settlement by an insurance company?

If approached by an insurance company about settling a case, particularly early on, you should be very cautious. It’s really important that you talk to a lawyer about this. A lawyer’s going to have unique expertise in what a reasonable value is for the injury and for the case, and oftentimes, when the insurance company makes that offer, it’s very early in the case, before a client could reasonably understand the value, so always consult with a lawyer early on, if that happens.