What is collision coverage?

Collision coverage is an optional coverage that you can purchase through your automobile policy that can cover you if you’re at fault and you have damage to your vehicle. In other words, if you are in a collision and it’s your fault, then the other driver will not be responsible for paying the damage to your car. And so if you have the collision coverage, that will cover you for the damage to your car, even if you do happen to cause that accident.