What are PIP benefits and what does it pay for?

Florida is a no-fault state. So, what that means is that as the owner of a vehicle, you’re required to carry what’s called PIP or personal injury protection benefits. What PIP is is PIP pays your own medical bills. If you’re injured in a car accident, your own insurance through PIP pays 80% of your medical bills and 60% of any lost wages that you may have. The other percentages that are not paid by your PIP can be pursued against an at-fault driver if they have insurance for liability coverage.