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What is negligence?

Negligence in Florida is if a person fails to act in a reasonable manner and causing a collision. For example, if another driver rear-ends you, there’s a presumption of negligence because that person caused the accident. Anytime a driver fails to act in a reasonable manner and causing the collision, whether it’s hitting you on […]

What is collision coverage?

Collision coverage is an optional coverage that you can purchase through your automobile policy that can cover you if you’re at fault and you have damage to your vehicle. In other words, if you are in a collision and it’s your fault, then the other driver will not be responsible for paying the damage to […]

What is liability insurance?

Liability insurance is a coverage that you can have to cover you in case you cause injury to another person, due to your negligence in causing a car accident. This is an important coverage, because in Florida, bodily injury liability coverage is not required, and so you can be exposed to personal liability, where they […]

What is a negligent security claim?

A negligent security claim is a claim where you’ve been injured on someone’s property and you’ve been injured as a result of a crime or you’ve been assaulted, something along those effects. It’s because of the crime on the property or in the surrounding area. The owner of the property should have had security, and […]

What is a Florida wrongful death claim?

Property damage and liability coverage is another coverage that Florida requires you to carry if you own a vehicle. Property damage and liability covers if you cause damage to someone else’s vehicle, then that coverage would pay for the damage to the other person’s vehicle.

What information should I obtain after my Florida car accident?

Right after your Florida car accident, it’s important to obtain information concerning any and all parties, particularly the at fault party that caused the collision. We would want to determine who that person is, his insurance company, if he’d been contact by insurance suggesters, the attorney would their names and phone numbers. You also would […]

What if I was partially at-fault for the Florida accident because I was walking outside of a crosswalk or running across the street?

If you’re partially at fault as a pedestrian in a accident case you can still make a recovery in Florida due to the fact that Florida is what’s called a comparative negligence state, and so you can recovery your percentage of the damages as to how much liability the other person has. You can recover […]

What if the cause of my Florida car accident is not clear?

There are many factors a debtor determine to see who is at fault or what portion that party may be at fault. Florida is a pure comparative negligence state and so you are allowed to recover whatever percentage of fault there is against the other driver, even if you’re partially at fault. Alternately, the case […]

What if I did not leave the scene of my Florida car accident in an ambulance? Can I go to the hospital on my own the next day?

You can absolutely go to the hospital the next day after your collision even if you don’t go to the hospital the same day via rescue. I have often seen the case over the many years of my practice that someone gets in a car collision and they don’t initially feel pain or symptoms and […]

What happens if the other driver involved in the accident is not insured or has minimal coverage?

If the other driver that causes the accident is not insured or has normal coverage, then you will need therapist find out if you have what’s called uninsured or under insured lender’s coverage. If you do have this type of UM or UIM coverage, then you can make a claim against your own interest company […]

What does property damage liability insurance pay for?

Property damage and liability coverage is another coverage that Florida requires you to carry if you own a vehicle. Property damage and liability covers if you cause damage to someone else’s vehicle, then that coverage would pay for the damage to the other person’s vehicle.

What does property damage liability cover in Florida and under what circumstances?

Property damage liability is a coverage that’s required by the State of Florida. What that constitutes is, you carry property damage liability to cover if you cause a collision. It will cover the damage you cause to another vehicle. Property damage liability does not pertain to your injuries whatsoever, and will not cover your injuries. […]