Do motorcycles require PIP coverage?
In Florida, motorcycles do not require [PIP] coverage, so it is important if you’re on a motorcycle and injured by someone else, it’s their fault, to determine if they have liability coverage. You can use your health insurance, if you have health insurance, for your injuries, but your only way to recover your other damages, non-economic damages such as pain and suffering, is if you pursue a claim against the at fault driver.