Am I required to buy auto insurance in Florida if I own or lease a car?

You are required to buy auto insurance if you own or lease a car in Florida. Florida is a no fault state, and so you have to, at a minimum, purchase a policy that provides what’s called PIP benefits, which is no fault coverage that pays for your own medical bills. And you also will be required to carry what’s called property damage liability coverage, which covers any damage you may cause to another’s vehicle.